The best rate,
without the shopping around.
Hypothèque Avantage negotiates on your behalf with more than 30 financial institutions and private lenders. Founded in Saint-Constant in 2016 — full support from the first call to signing.
Always free for you
and private lenders
for you, paid by the lender
24-48h average response
We'd been shopping for our first mortgage ourselves for two months. Catherine found a better rate in a week, and we paid nothing for it.Sophie Gagnon & Marc-Antoine Dubé, first-time buyers — Saint-Constant
Our 4-step approach
Consultation
We discuss your situation, goals and timeline — free of charge.
Shopping around
We submit your file to over 30 institutions to find the best rate.
Approval
Average response in 24-48h, with conditions clearly explained.
Signing
We support you all the way to the notary, and stay available after.
Ready to negotiate your mortgage without lifting a finger?
A free consultation, no obligation — we take care of the shopping around.
Request your free consultationSince
Our story
Founded in Saint-Constant in 2016, Hypothèque Avantage was built on a simple belief: shopping for a mortgage should never be the client's burden. Since then, the firm negotiates on behalf of its clients with more than 30 financial institutions and private lenders, with a service that's always free — paid by the lender, never by you.
Transparency
Accessibility
Rigor
The founder
Catherine Roy
A mortgage broker for 9 years, Catherine founded Hypothèque Avantage in 2016. She's known for her transparent approach to financing, where listening and clear explanations come before financial jargon.
The service is always free for you
Our fee comes from the financial institution that gets your file — never from you.
30+ institutions
and private lenders
100% free
for you, paid by the lender
Fast approval
24-48h average response
Rate comparator
Indicative rates by lender type
To be confirmed with your file. Book a free consultation for a precise, no-obligation offer.
Opening hours
- Monday - Wednesday 9 AM – 5 PM
- Thursday 9 AM – 7 PM
- Friday 9 AM – 5 PM
- Saturday - Sunday Closed
Address
300, boul. Monseigneur-Langlois
Saint-Constant (Québec) J5A 1B1 (Quebec)
Parking available on site.
Question?
Let's talk
Send us a message
Reply within 24 business hours. For a booking, please use our Services page.