Full support, at every step of your financing
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Calculate your mortgage payment in real time
Adjust the amount, rate and amortization to estimate your payments — then we'll refine it together with the real rate negotiated for you.
We shop over 30 institutions for you — here's a preview
Illustrative rates for reference only — the rate negotiated for your file depends on your situation. Book your free consultation for a personalized rate.
Our 4-step approach
Founded by Catherine Roy in 2016, to simplify your financing
A mortgage broker for 9 years, Catherine built Hypothèque Avantage to negotiate the best rates on behalf of her clients — without ever charging them a cent. Complex files, self-employed borrowers, credit rebuilding: she has the expertise to move your file forward.
Discover our story →
Simplifying real estate financing, one family at a time
From Saint-Constant, Hypothèque Avantage supports Quebecers through one of the most important financial decisions of their lives — without ever charging them a cent.
Founded in 2016, in Saint-Constant
After several years working on the financial institution side, Catherine Roy noticed a recurring problem: borrowers rarely shopped more than one or two banks, for lack of time and expertise — and often paid more for their mortgage than necessary.
She founded Hypothèque Avantage to reverse this dynamic: an independent brokerage that shops over 30 institutions on the client's behalf, negotiates the best possible rate, and gets paid by the lender — never by the family buying.
Our service philosophy
Hypothèque Avantage in numbers
« My role is to negotiate as if it were my own money — and to make real estate financing less intimidating for everyone. »
A complete service — and free for you, from start to finish
We're paid by the financial institution that gets your mortgage, never by you. Here's what we offer.
Estimate your borrowing capacity
Enter your income and monthly debts to see a ballpark figure — we'll refine the real number during your consultation.
We see you whenever works for you
In person in Saint-Constant, or by virtual appointment — evenings and weekends too.
Office hours
Find us in Saint-Constant
Our office is located on Saint-Pierre Street, easily accessible from Highway 30.
Let's talk about your mortgage project
Quick response, no obligation. We'll contact you to set up an in-person or virtual appointment.
Saint-Constant, Quebec J5A 1B1